September 2026 transfer bonuses: Chase to Marriott matches its 70% record
Ten credit card transfer bonuses ran in September 2026. Chase to Marriott at 70% equals the largest Chase has offered Bonvoy, Citi opened Japan Airlines with a 30% launch bonus, and five offers close by September 30.

Transfer bonuses in September 2026
Aer Lingus AerClub+30%through
British Airways Club+30%through
Iberia Club+30%through Hilton Honors+30%through
Air Canada Aeroplan+20%through Marriott Bonvoy+70%through
Leading Hotels of the World+25%through
Avianca LifeMiles+25%through
Japan Airlines Mileage Bank+30%through
Japan Airlines Mileage Bank+30%through
- Copa Airlines ConnectMiles+40%through
Key numbers
- 10 bonuses from Amex, Chase, Citi, and Capital One were open during September 2026.
- Chase to Marriott at 70% runs through October 15, the third 70% offer on that pair since 2021.
- Citi to Japan Airlines pays 1,300 miles per 1,000 points from premium Citi cards through October 24. Capital One pays 975.
- The three Amex Avios offers end September 27; Chase to Aeroplan and Capital One to JAL end September 30.
Ten offers, and five close by September 30
Amex, Chase, Citi, and Capital One had 10 transfer bonuses open at some point in September 2026. Citi's 25% offer to Leading Hotels of the World ended on September 19. The rest were still running on September 25, when this report was checked.
Five of the nine still running end by September 30. Amex's 30% to British Airways, Iberia, and Aer Lingus ends on September 27, and Chase to Aeroplan and Capital One to Japan Airlines end on September 30. Chase to Marriott, Amex to Hilton, and Citi's two new offers run into October, the latest to October 24.
Two programs outside those four ran offers too. Bilt paid up to 100% to Virgin Atlantic on its September 1 Rent Day, by status tier and capped at 150,000 points. Rove Miles pays 40% to Copa ConnectMiles through September 30.
| Card program | Partner | Bonus | Starts | Ends |
|---|---|---|---|---|
| American Express Membership Rewards | Aer Lingus AerClub | 30% | 2026-08-03 | 2026-09-27 |
| American Express Membership Rewards | British Airways Club | 30% | 2026-08-03 | 2026-09-27 |
| American Express Membership Rewards | Iberia Club | 30% | 2026-08-03 | 2026-09-27 |
| Chase Ultimate Rewards | Air Canada Aeroplan | 20% | 2026-08-12 | 2026-09-30 |
| Citi ThankYou Rewards | Leading Hotels of the World | 25% | 2026-08-23 | 2026-09-19 |
| Capital One Miles | Japan Airlines Mileage Bank | 30% | 2026-09-01 | 2026-09-30 |
| American Express Membership Rewards | Hilton Honors | 30% | 2026-09-01 | 2026-10-14 |
| Chase Ultimate Rewards | Marriott Bonvoy | 70% | 2026-09-15 | 2026-10-15 |
| Citi ThankYou Rewards | Avianca LifeMiles | 25% | 2026-09-20 | 2026-10-24 |
| Citi ThankYou Rewards | Japan Airlines Mileage Bank | 30% | 2026-09-20 | 2026-10-24 |
Chase to Marriott at 70% equals the record
Chase is paying 70% extra on Ultimate Rewards moved to Marriott Bonvoy from September 15 to October 15. At the standard 1:1 ratio, 10,000 Chase points arrive as 17,000 Bonvoy points; Marriott posts the bonus up to 7 days after the transfer. If you value Bonvoy points at 0.73 cents each, a transferred Chase point is worth about 1.24 cents during the offer.
Chase has run 15 earlier Marriott bonuses since July 2021. Eight were 50%, and only two reached 70%: August 2024 and November 2025. The most recent ran in two steps: 65% from May 1 to 15, 2026, then 55% through June 30.
Japan Airlines has two bonuses at two ratios
Citi added Japan Airlines Mileage Bank as a partner and launched it with a 30% bonus from September 20 to October 24. From a Strata Premier, Strata Elite, or Prestige card the ratio is 1:1, so 1,000 ThankYou points become 1,300 JAL miles. No-fee Citi cards transfer at 1:0.7, or 910 miles with the bonus. JAL charges from 55,000 miles one way for business class to or from Japan, about 43,000 Citi points during the offer.
Capital One also pays 30% to JAL through September 30, but its standard ratio is 2:1.5. With the bonus, 1,000 Capital One miles become 975 JAL miles, 325 fewer than the premium Citi route. New Mileage Bank accounts can't book awards for their first 60 days, so an account opened on September 25 can't book until November 24. Capital One has run this same 30% offer three times before, in September 2025, February 2026, and April 2026.
| Partner | Standard | With bonus |
|---|---|---|
| Amex to Aer Lingus AerClub | 1000 | 1300 |
| Amex to British Airways Club | 1000 | 1300 |
| Amex to Iberia Club | 1000 | 1300 |
| Chase to Air Canada Aeroplan | 1000 | 1200 |
| Citi to Leading Hotels of the World | 200 | 250 |
| Capital One to Japan Airlines Mileage Bank | 750 | 975 |
| Amex to Hilton Honors | 2000 | 2600 |
| Chase to Marriott Bonvoy | 1000 | 1700 |
| Citi to Avianca LifeMiles | 1000 | 1250 |
| Citi to Japan Airlines Mileage Bank | 1000 | 1300 |
Avios, Hilton, and Aeroplan bonuses match earlier offers
Amex's 30% to British Airways matches its 2023, 2024, and 2025 offers. The pair reached 40% three times, most recently in April 2022. Amex to Hilton at 30% turns 1,000 points into 2,600 Hilton points through October 14; it is the 19th Amex-to-Hilton bonus since 2017, and the largest was 50% in March 2020. AwardWallet lists the Hilton offer as possibly targeted, so check it in your Amex account.
Chase to Air Canada Aeroplan pays 20% through September 30. Holders of the Chase Aeroplan card add 10% on a single transfer of 50,000 points or more, capped at 25,000 bonus points a year, so 100,000 Chase points become 130,000 Aeroplan points. Five of the six earlier offers on that pair were also 20%, and one reached 30% in November 2022. Citi to Avianca LifeMiles pays 25% through October 24; 15 of its 17 earlier offers were the same 25%.
| Pair | This month | Earlier offers |
|---|---|---|
| Amex to Aer Lingus AerClub | 30% | 30% (2025-06-01), 30% (2024-08-01) |
| Amex to British Airways Club | 30% | 30% (2025-06-01), 30% (2024-08-01), 30% (2023-07-01), 25% (2022-09-01), 40% (2022-04-01), 40% (2021-09-01), 40% (2019-08-01) |
| Amex to Iberia Club | 30% | 30% (2025-06-01), 30% (2024-08-01), 40% (2018-09-15), 40% (2017-07-17) |
| Chase to Air Canada Aeroplan | 20% | 20% (2026-04-01), 20% (2025-06-05), 20% (2024-12-04), 20% (2023-12-04), 20% (2023-06-15), 30% (2022-11-01) |
| Citi to Leading Hotels of the World | 25% | 25% (2026-04-19), 25% (2025-07-20), 25% (2024-09-15) |
| Capital One to Japan Airlines Mileage Bank | 30% | 30% (2026-04-01), 30% (2026-02-01), 30% (2025-09-23) |
| Amex to Hilton Honors | 30% | 20% (2026-07-01), 20% (2026-04-28), 25% (2025-09-02), 25% (2025-02-14), 30% (2024-09-01), 40% (2024-05-09), 30% (2023-11-08), 25% (2023-08-01), 30% (2023-04-01), 30% (2022-09-01), 30% (2021-09-01), 40% (2021-03-15), 40% (2020-12-01), 40% (2020-08-01), 50% (2020-03-01), 30% (2018-12-10), 30% (2018-09-26), 33% (2017-10-24) |
| Chase to Marriott Bonvoy | 70% | 55% (2026-05-16), 65% (2026-05-01), 50% (2026-02-01), 70% (2025-11-14), 50% (2025-07-01), 65% (2025-06-15), 50% (2025-02-15), 50% (2024-09-15), 70% (2024-08-01), 40% (2024-05-01), 50% (2023-08-01), 40% (2022-11-01), 50% (2022-06-01), 50% (2021-11-01), 50% (2021-07-01) |
| Citi to Avianca LifeMiles | 25% | 25% (2025-09-21), 25% (2025-03-16), 25% (2024-09-15), 25% (2024-03-18), 25% (2023-10-16), 25% (2023-10-15), 25% (2023-06-05), 10% (2023-04-12), 20% (2023-03-01), 25% (2022-08-01), 25% (2021-11-15), 25% (2021-08-09), 25% (2021-01-27), 25% (2020-08-17), 25% (2019-11-17), 25% (2019-06-03), 25% (2018-11-15) |
| Citi to Japan Airlines Mileage Bank | 30% | none |
Check the award before the transfer
Transfers to airline and hotel programs are one-way. Price the exact flight or room in the partner program first, then move only the points that booking needs.
The SeatInside transfer page lists ratios for 7 US card programs and updates as offers change. This report keeps the offers as they stood on September 25.
Common questions
What is the biggest transfer bonus in September 2026?
Chase Ultimate Rewards to Marriott Bonvoy at 70%, from September 15 to October 15, 2026. At 1:1, 10,000 Chase points become 17,000 Bonvoy points.
Is Citi or Capital One the better way to Japan Airlines right now?
Citi, if you hold a Strata Premier, Strata Elite, or Prestige card. Both pay a 30% bonus, but those Citi cards transfer at 1:1 and Capital One at 2:1.5, so 1,000 points become 1,300 JAL miles from Citi and 975 from Capital One. No-fee Citi cards get 910. Capital One's offer ends September 30; Citi's runs to October 24.
When does the Amex British Airways bonus end?
September 27, 2026. The 30% bonus covers British Airways, Iberia, and Aer Lingus, which all use Avios.
How often does Chase run a Marriott transfer bonus?
Chase has run 16 Marriott offers since July 2021, including this one, about 3 a year. Half were 50%, and 3 reached 70%.





